Life

How COVID-19 Could Affect Your Life Insurance Coverage

By Carlo Castille 3 months ago

It’s mostly good news.


3 min read

Opinions expressed by Entrepreneur contributors are their own.


The coronavirus pandemic has many of us thinking about worst case scenarios. It’s only natural that people are considering whether, in the event of their absence, their loved ones would be financially protected. If you’re reading this, you’ve probably given it some thought yourself. 

Here’s the good news: 

If you have an active life insurance policy and you were to die of a pandemic illness such as COVID-19, your family would receive the death benefit — even if you had traveled to an area with a known outbreak of the coronavirus. 

The only situation in which that might not be true is if you were just recently approved and you failed to disclose certain information on your application about your travel plans and/or exposure to the coronavirus. 

Also, if you keep your 

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Magistrate Accuses Former Finance Minister Tugbeh Doe of Issuing Death Threats on His Life

By Carlo Castille 3 months ago

Brewerville Magisterial Court Associate Justice Fallah J. Matthews

MONROVIA – The case involving former Liberia’s Finance Minister Tugbeh Doe of the Sky International Insurance Company has taken a new dimension as the Presiding Magistrate Fallah J. Matthews raised an alarm over a “death threat” made on his life by unknown persons allegedly linked to the famous insurance company.

Mr. Doe who is presently the President/Chief Executive Officer (CEO) of the Sky International Insurance Company served as Finance Minister during the National Transitional Government of Liberia (NTGL) of Charles Gyude Bryant.

His Honor Fallah J. Matthews is one of the Magistrates assigned at the Brewerville Magisterial Court in district # 17, Montserrado County.

Speaking to a local radio station in Monrovia recently, Magistrate Matthews claimed that a purported letter from a group calling itself “Jungle Boys Death Squad” threatened to eliminate him and his family members due to the manner and

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Insurance for Car, Home, Contents, Life, Pet from Real Insurance

By Carlo Castille 4 months ago

All product information displayed on this website is subject to policy terms and conditions (including eligibility criteria, exclusions and limitations).

The Insurer for general insurance products (unless otherwise specified) is The Hollard Insurance Company Pty Ltd (ABN 78 090 584 473) and for all life insurance products is Hannover Life Re of Australasia Ltd (ABN 37 062 395 484). Any advice provided is general only and may not be right for you. You should carefully read the relevant Product Disclosure Statement (PDS) to ensure the product is right for you. A copy of each PDS

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Insurance Quotes for Home, Car, Life, Business & Travel

By Carlo Castille 4 months ago

*A multi-policy discount (MPD) rewards you with a discount off your premium for holding three or more eligible paid general insurance policies with GIO. There must be a common mailing address and the person(s) seeking the discount must be nominated as an insured with the same name on each eligible policy. If you take out a new policy and then qualify for the multi-policy discount, you are eligible to receive the discount on that new policy immediately and on your other existing eligible policies from their next renewal date, provided you still qualify. If you become eligible around the time of policy renewal and the discount is not shown on your certificate of insurance, please contact us as the MPD may not have been applied to the renewing policies. See below for eligible policies. Discount not applicable to Roadside Assist or Domestic Workers Compensation optional cover(s). See terms and conditions

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Types of Life Insurance | Policygenius

By Carlo Castille 4 months ago

For more information, see our full cost guide to determine how much life insurance may cost for you.

Guaranteed issue life insurance

Guaranteed issue life insurance takes the concept of simplified issue life insurance – forgoing the health exam – and takes it a step further in that you don’t have to answer any questions about your health, either. As long as you can pay the premium, the insurer will cover you, needing only your age, sex, and state of residence.

That makes it appealing for older people, whose declining health makes it prohibitively expensive to get coverage with another insurance types.
Guaranteed issue life insurance is useful for elderly applicants, but others can likely get more life insurance coverage at a lower cost with a different policy type.

Just like with simplified issue life insurance, the lack of insight into your health conditions that a medical exam and interview

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Life insurance – Wikipedia

By Carlo Castille 4 months ago

Life insurance (or life assurance, especially in the Commonwealth of Nations) is a contract between an insurance policy holder and an insurer or assurer, where the insurer promises to pay a designated beneficiary a sum of money (the benefit) in exchange for a premium, upon the death of an insured person (often the policy holder). Depending on the contract, other events such as terminal illness or critical illness can also trigger payment. The policy holder typically pays a premium, either regularly or as one lump sum. Other expenses, such as funeral expenses, can also be included in the benefits.

Life policies are legal contracts and the terms of the contract describe the limitations of the insured events. Specific exclusions are often written into the contract to limit the liability of the insurer; common examples are claims relating to suicide, fraud, war, riot, and civil commotion.

Modern life insurance bears

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AAA Insurance | Car Auto Home Life & Multi-Policy Discounts

By Carlo Castille 4 months ago

*Average savings as calculated by the J.D. Power “2017-2019 Insurance Shopping Study”. See https://blog.jdpa.com/insurance/states-with-the-most-and-least-affordable-auto-insurance. See also, https://www.jdpower.com/business/press-releases/2019-us-insurance-shopping-study. The study is based on responses from more than 14,400 insurance customers who requested an auto insurance price quote from at least one competitive insurer in the past nine months and includes more than 38,800 unique customer evaluations of insurers. The study was fielded in April, July and October 2018 and January 2019. Products and their features may not be available in all states. All policies are subject to policy terms, underwriting, guidelines and applicable laws. The availability, qualifications, and amounts of coverages, costs and discounts may vary from state to state and there may be coverages and discounts not listed here. In addition, other terms, conditions, and exclusions not described above may apply, and total savings may vary depending on the coverages purchased. For more information regarding your eligibility for certain coverages

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Life Insurance | Erie Insurance

By Carlo Castille 4 months ago

Life Insurance | Erie Insurance




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Estimate your coverage needs with our life insurance calculator. Fast, private, and no obligation to send to an agent.

It costs
$245k

to raise a child.

It costs about
$7k

for a modest funeral.

It can cost only
$14.24

per month for $250,000 in life insurance.

Sources: US Dept. of Agriculture, National Funeral Directors Association, Erie Family Life

COMPARE

See how different types of
Life Insurance stack up.

 

Term Life

Select from a 10-, 15-, 20- or 30-year plan to protect.

 People who need cost-effective protection for loved ones left behind.
Whole Life

Protection with premiums and coverage that are guaranteed to remain the same for your lifetime.

 People who need entire life protection for family with a guaranteed premium.
Universal Life Entire life protection; includes
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Best Life Insurance Companies of 2020 | Life Insurance

By Carlo Castille 4 months ago

The Top Life Insurance Companies of 2020

Life insurance is essential if you have anyone in your life who depends on your income. Unfortunately, many people don’t have the right type of coverage or the right amount. About half of all U.S. households have less life insurance than they should, according to the Life Insurance Marketing and Research Association. A separate study by employee benefits provider Unum finds that about a third of all households will be financially strained within the first month of losing a breadwinner.

The good news is that life insurance doesn’t cost as much as you might think it does. Some people even estimate that life insurance costs up to five times as much as it actually does, reports the Insurance Information Institute (III).

We make the process of shopping for life insurance as easy as possible by doing the research for you and

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6 Real Life Examples of Successful Business Intelligence Systems

By Carlo Castille 4 months ago

6-Real-Life-Examples-Successful-Business-Intelligence-SystemsBusiness intelligence systems can sometimes be a sensitive subject. It’s received bad press for being costly and coming with a high risk. More recently, Deloitte reported that executives at some of the world’s largest companies see analytics and business intelligence systems as a leading threat to their business.

This article will show you real life examples of how businesses have successfully benefited from implementing business intelligence systems.

In the Deloitte report, it is said 44% of respondents list business intelligence systems as enablers or disruptors that may threaten their business model, which makes it second most concerning technology threat. With that it mind the main reason included concerns around how to grasp it properly and many recognised it as something that could be of benefit if used wisely.

One example of how business intelligence systems have been maximised is at women’s underwear manufacturer Maidenform. Their CIO Bob Russo said recently

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