State lawmakers are preparing to introduce a bill in the legislature that would create a quasi-governmental program offering basic home insurance to the growing number of Colorado homeowners who say they can’t get coverage from private companies because the risk of wildfire is growing. The Colorado Division of Insurance has […]
Homeowners
Having a homeowners insurance policy offers peace of mind. If your house gets damaged or destroyed, your insurance company promises to reimburse you for the cost of repairs. But you might be wondering does your homeowners insurance cost go up after a claim. In this article, we will explain if […]
Firefighters monitoring California wildfire (Credit: Anda Chu/MediaNews Group/East Bay Times via Getty Images) Homeowners in fire-prone areas of California may soon find there’s no one to insure their properties. Last year, the state barred insurance companies from canceling policies on about 800,000 homes in or near areas with a high […]
The cost of your homeowners coverage is largely determined by five factors: Location Risks like extreme weather, crime rate, and distance to a fire station all can impact your rate. For example, you might pay more for waterfront property or if you’re located in an area prone to mud slides. […]
For authoritative information and resources on COVID-19, including situation reports, guidance, and more, visit CDC’s website, CISA.gov/coronavirus, Colorado Department of Health and Environment, Colorado Governor Resource Page, New Mexico Resource Page, Utah Resource Page, Wyoming Resource Page Rocky Mountain Region Insurance Bulletins: CO Insurance Payments, Renewals and Cancellation Provisions; FAQ for […]
Options, add-ons, and separate coverages will increase the cost of a standard policy. But they could save you a lot of money in the long run. Keep in mind as you price shop that some carriers may include these extras in their basic coverage while others may will charge you […]
While other insurance companies withdraw from Florida because of the high cost of hurricanes, Kin is proud to offer quality, affordable coverage to homeowners who need it most. So what is the average cost of homeowners insurance in Florida? According to our data, Florida homeowners insurance is about $1,091 a […]
Best Homeowners Insurance Companies of 2020 What Is Homeowners Insurance? A typical homeowners insurance policy will cover repairs to or reconstruction of your home if it is damaged by fire, smoke, theft or vandalism, or bad weather such as lightning, wind or hail. A standard homeowners policy also generally covers […]