Which business loan is right for your business?
Now you have options when it comes to fast access to cash at a competitive price. Learn more about both types of business loans and how to access the cash your business needs, for the growth you want.
Loans from $5,000 to $500,000
Best suited for businesses with at least 9 months in business and $42,000+ in annual revenue. A PayPal Business account is required to fund your loan (processing payments with PayPal is optional).
Loans from $1,000 to $300,000*
Best suited for existing PayPal customers that have had a PayPal Business account for at least 90 days and have processed $15,000+ with PayPal within the last 12 months.**
*Loans from $1,000 to $200,000 are available to qualifying first time borrowers (and up to $300,000 for qualifying subsequent borrowers).
**To apply for PayPal Working Capital, your business must have a PayPal Business or Premier account for at least 90 days and process a minimum of $15,000 (or for Premier accounts $20,000) within those 90 days or within any time period less than or equal to 12 months. PayPal sales include processing on PayPal Express Checkout, PayPal Payments Standard, PayPal Payments Pro, PayPal Here, and invoices paid online with PayPal online invoicing.