Individual coverage is underwritten by American Family Life Assurance Company of
Columbus. In
New York, coverage is underwritten by American Family Life Assurance Company of New
York.
Worldwide Headquarters | 1932 Wynnton Road | Columbus, GA 31999
†One Day PaySM is available for certain individual claims submitted
online
through the Aflac SmartClaim® process. Claims may be eligible for One Day Pay
processing if
submitted online through Aflac SmartClaim®, including all required documentation, by
3 p.m.
ET. Documentation requirements vary by type of claim; please review requirements for
your
claim(s) carefully. Aflac SmartClaim® is available for claims on most individual
Accident,
Cancer, Hospital, Specified Health, and Intensive Care policies. Processing time is
based on
business days after all required documentation needed to render a decision is received
and no
further validation and/or research is required. Individual Company Statistic, 2019.
‡ “2018
Aflac
WorkForces Report“.
*The information provided in the Benefits Estimator is
illustrative
only. Plans may not be available in all states, and benefits may vary by state,
coverage, and
plan level selected. Policies have limitations and exclusions that may affect benefits
payable.
The Aflac payout values do not guarantee an amount to be paid for the listed conditions.
Benefits paid by Aflac (if any) will depend on the severity of the accident or illness,
the
physician diagnosis, and the treatment received. The “Aflac Pays You” data is an average
of
historical payments made to Aflac policyholders/certificateholders who qualified for
benefits
under their specific plans and does not reflect instances when benefits were not paid
for a
particular claim. Whether benefits are payable will be determined when a claim is
processed. You
must be 18 or older to apply for Aflac insurance. Availability varies by product; see
your local
Aflac agent for details. The out-of-pocket expenses displayed are estimated at 40% of
the total
medical cost, assuming that average major medical plans cover approximately 60% of the
expense.
Your major medical coverage may be more or less, and if an individual or family incurs
expenses
for non-covered benefits, these out-of-pocket expenses may increase potential unexpected
costs.
You will also need to pay for any limits or exclusions on your benefits which may
include the
number of refills for certain drugs, visits to certain specialists, or days covered for
certain
benefits. View Data
Sources to
see our underlying sources for the data provided in this calculator.
