Texas Car Insurance
Did you know that in Texas you could get a discount on your car insurance just for taking a drug and alcohol awareness course? Learn more about Texas auto insurance laws, rates, and programs.
Car Insurance Requirements
Texas requires you to be able to pay for any damages and injuries from a car accident you caused. Most people buy liability car insurance to fulfill this law.
If you choose to buy liability insurance to comply with the law, your policy must have the following minimum limits:
- $30,000 for each injured person.
- $60,000 for injuries per incident.
- $25,000 for property damage.
Other Car Insurance
requires you to have liability insurance, but there are other optional types of car insurance coverage available to help protect you financially, which include:
- Collision – This coverage will help cover damages to your vehicle