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Safeguard yourself against unforeseen vehicle emergencies with MiWay’s comprehensive, affordable and flexible cover.
Customise your car insurance quote
- Add cover for non-standard sound systems or car accessories to your motor insurance policy.
- If you choose to add car hire to your insurance policy, and submit a valid claim, MiWay will provide you with a hired car in the event that you cannot drive your vehicle.
- MiWay can cover your car for either private or business use.
MiWay’s comprehensive car insurance offers you:
- Affordable premiums
- An easy-to-understand excess structure
- Great customer service – and the ability to manage your policy online
- A hassle-free claims process – claim online or via our App
- Free roadside emergency assistance
- Six free WeDrive (MiWay’s take-me-home service) trips
Get cash rewards after just 3 months!
MiWay will reward you if you prefer doing things online! By simply
Compare car insurance from the comfort of your own home. When you fill in our free quotation form, you’ll receive a response from our professional insurance brokers within 1 business day. This will contain the 3 best value quotes on the market based on the information within form submitted.
When you come to us, you can count on a personalised approach. Our specialists are determined to find more than just the cheapest motor insurance, but the deal that best reflects your specific requirements. Every driver and every car is different, so we take all variables into account to discover the ideal arrangement for you.
Nearly every state in the Nation requires that motorists carry minimum levels of auto insurance coverage (or the equivalent in financial responsibility waivers) in order to ensure that its drivers can cover the cost of damages to people or property in the event of an automobile accident.
We have compiled all the car insurance requirements on a state-by-state basis so you can see at a glance what the minimum coverage is―and what other regulations you may need to comply with in your home state. This information can be especially useful when you are new to a state, or if you are a newly licensed driver. Choose your state below for car insurance requirements in your neck of the woods.
Choose Your State
It’s important to note that Castle Key Insurance Company and Castle Key Indemnity Company are separate and distinct companies from each other and from Allstate Insurance Company, Allstate Indemnity Company, Allstate Property and Casualty Insurance Company and Allstate Life Insurance Company. This means, for example, that property insurance products provided by Castle Key Insurance Company and Castle Key Indemnity Company are not underwritten or
© Real Insurance, a trading name of both The Hollard Insurance Company Pty Ltd ABN 78 090 584 473, AFSL 241436 (Level 12, 465 Victoria Ave, Chatswood, NSW, 2067, Australia) and Greenstone Financial Services Pty Ltd ABN 53 128 692 884, AFSL 343079 (Ground Floor, 58 Norwest Boulevard, Norwest, NSW, 2153, Australia).
All product information displayed on this website is subject to policy terms and conditions (including eligibility criteria, exclusions and limitations).
The Insurer for general insurance products (unless otherwise specified) is The Hollard Insurance Company Pty Ltd (ABN 78 090 584 473) and for all life insurance products is Hannover Life Re of Australasia Ltd (ABN 37 062 395 484). Any advice provided is general only and may not be right for you. You should carefully read the relevant Product Disclosure Statement (PDS) to ensure the product is right for you. A copy of each PDS
Car Insurance FAQs
Please note that these are a general explanation of the meaning of terms used in relation to car insurance. Your insurance provider may use different wording and you should read the terms and conditions of your policy carefully to understand what you are and are not covered for. Refer to the product disclosure statement (PDS) from your provider.
What is Account-keeping fee / Ongoing fee?
It is a monthly account-keeping fee that is charged by the lender to cover the administration cost of maintaining your car insurance policy. Alternatively, you may be charged an annual fee rather than an ongoing account-keeping fee.
What is Agreed value?
The Agreed Value is the sum for which your car is insured, which has been fixed by agreement between the insurer and the car owner. The option for your sum insured is to insure your car for the market value (see
When comparing policies for our 2019 Finder Awards, we found an average difference of $2,643 between two car insurance policies. One averaged out at $682 a year, the other hit a whopping average of $3,325 a year! So think you’re paying too much? You could be right. Compare policies and see how much you could save.
These costs are based on an average of 36 driver profiles across 6 states in Australia. For our full methodology, head to our Finder Awards page.
- Winner of our 2019
*A multi-policy discount (MPD) rewards you with a discount off your premium for holding three or more eligible paid general insurance policies with GIO. There must be a common mailing address and the person(s) seeking the discount must be nominated as an insured with the same name on each eligible policy. If you take out a new policy and then qualify for the multi-policy discount, you are eligible to receive the discount on that new policy immediately and on your other existing eligible policies from their next renewal date, provided you still qualify. If you become eligible around the time of policy renewal and the discount is not shown on your certificate of insurance, please contact us as the MPD may not have been applied to the renewing policies. See below for eligible policies. Discount not applicable to Roadside Assist or Domestic Workers Compensation optional cover(s). See terms and conditions