Insurance for Dogs and Puppies

What Embrace’s Dog Insurance Plan Includes Embrace offers one comprehensive policy with fair and honest

What Embrace’s Dog Insurance Plan Includes

Embrace offers one comprehensive policy with fair and honest coverage. Embraced dogs are covered from nose to tail for every unexpected accident and illness. Our dog health insurance covers breed-specific, congenital, and chronic conditions, and all associated costs including:

Exam & consultation fees

Cancer treatments

Diagnostic testing

ER & specialist care

Surgery & hospitalization

Behavioral therapy

Alternative therapies & rehabilitation

Dental illness up to $1,000/year
(Available in most states.)

Prescription medications
(Optional in some states.)

Prosthetic limbs, devices, & mobility aids

What’s Not Covered

No pet insurance company covers pre-existing conditions. Unlike our competitors, Embrace’s dog insurance plan distinguishes between curable and incurable pre-existing conditions to help you get the most coverage possible. Worried about pre-existing conditions? Request a medical history review.

Other exclusions include cosmetic procedures (dew claw removal, ear cropping, etc.), DNA testing, and breeding.

Wellness Rewards for Routine Care

Our accident and illness insurance covers your dog’s unexpected vet bills. For everything else, there’s Wellness Rewards, Embrace’s flexible routine care plan that reimburses for everyday veterinary, training, and grooming costs.

For a full pet wellness plan breakdown, visit our Wellness Rewards page.

Your full Wellness Rewards allowance is available the day you sign up and reimburses for:  

How Your Dog Insurance Plan is Built


There are certain factors that determine the cost of a pet insurance plan that you can’t change. But Embrace allows you to customize other elements to build the best pet insurance policy for you and your dog so that coverage fits into any budget.

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