Consumer Health Insurance Guides
Getting Health Insurance:
Navigating the System:
If You Have Problems With Your Coverage:
Managing Your Costs:
Senior Services (Including Medicare and Long Term Care)
COBRA and New Hampshire State Continuation Coverage
Self-Funded Employer Plans:
- If your plan is a “self-funded” benefit plan offered by an employer or bona fide union trust under a union contract, state insurance departments have no jurisdiction. Instead, you may file a complaint with the US Department of Labor Pension and Welfare Benefits Administration at 866-444-3272 or 617-565-9600.
- If you are uncertain which type of benefit plan you have i.e., fully insured, self-insured, or self-funded you should contact your human resource department or your insurance carrier for clarification.
If your health plan is self-funded but offered through a government or church employer, follow the appeals